Lifestyle Planning
Helping you to identify what's important and understanding the things you want to achieve in your lifetime, particularly the sort of lifestyle you want to enjoy right now and throughout your life

You can indicate to us what you are looking for by way of your current and future lifestyle and together we can identify what financial resources are required in order to fulfil that lifestyle. At this stage we will consider your goals and help you to prioritise your lifestyle plans.

For example, it may be important for you to make financial provision to fund your children’s education, plan for early retirement or part-time working later on in your career. You may also have other material needs such as buying a holiday home, going on a world cruise etc. We can help you identify where you want to be in future in relation to where you are at the moment, by establishing your own personal Financial Plan.

It is important to establish these lifestyle issues early on in the process so that any financial planning recommendations are built around the needs of you and your family. A fundamental part of Lifestyle Financial Planning is showing you what you need to do to ensure that you NEVER run out of money and that your family is financially secure, whatever happens!

What can Lifestyle Financial Planning do for you?

Financial planning is the process of meeting your life goals through the proper management of your finances.

The financial planning process consists of six steps that help you take a “big picture” look at where you are financially. Using these six steps, our qualified Financial Planners can work out where you are now, what you may need in the future and what you must do to reach your goals. The process involves gathering relevant financial information, setting life goals, examining your current financial status and coming up with a strategy or plan for how you can meet your goals given your current situation and future plans.

Establishing a Personal Financial Plan is paramount to achieving your lifestyle objectives. A close working relationship with your planner and a mutual trust is essential for this service but will undoubtedly lead to pro-active planning and hassle free transactions.

Comprehensive Financial Planning from Medical & Dental Financial Planners is a professional, fee based service, the cost of which will depend on the service level you select. It is likely that the cost will be significantly offset by savings you will make as a result of advice given, for example:

  • Ensuring you get the best rates for your savings accounts.
  • Using allowances for tax efficient investment plans.
  • Being invested in the right funds at the right time.
  • Obtaining the best rates for mortgages and other borrowing.
  • Having the right insurance cover at the best rates.
  • Ensuring you have adequate income in retirement.
  • Mitigating tax on wealth that is to be passed on to children/grandchildren

Medical & Dental Financial Planners Ltd is authorised and regulated by the Financial Conduct Authority. Medical & Dental Financial Planners Ltd is entered on the FCA Register (https://www.fca.org.uk/firms/financial-services-register) under reference 471437. The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. For investment and pension recommendations we select products from the whole of the market.


Tel: 01224 648811 or email: info@medicaldental.co.uk

Medical & Dental Financial Planners is authorised and regulated by the Financial Conduct Authority. Authorisation no: 471437
Registered office: 5 Rubislaw Terrace, Aberdeen, AB10 1XE